Spend policies
Categories and per-transaction caps enforced before money moves.
Vendor pay, card requests, and approvals that route themselves—so operations keeps the business running without becoming the bottleneck.

Self-routing
Approvals that find the right owner
Instant
Cards issued with the right caps
Delegated
Leads manage teams within guardrails
Faster
Vendors onboarded and paid on time



Vendor onboarding, card requests, and sign-offs land on operations, and without routing they become a daily traffic jam.

Vendor pay, cards, and approvals that route themselves—so operations enables instead of blocks.
Approvals, delegated admin, and spend policy connect—so operations scales without becoming the chokepoint.
Approvals that route themselves
Rules send each request to the right owner by amount and team—no manual triage.
Delegated admin within guardrails
Team leads manage their people and caps while you keep the limits and oversight.
Spend policy in the flow
Categories and caps apply at purchase, so exceptions are rare and routed.
Move fast on vendors, cards, and approvals without losing oversight.
Spend policies
Categories and per-transaction caps enforced before money moves.
Dynamic limits
Issue cards instantly with the right caps per team and vendor.
Approval matrices
Route requests by amount and team so nothing waits on one person.
Delegated admin
Let leads manage their teams inside the guardrails you set.
Vendor payments
Pay over ACH and wire with approvals matched to amount.
A calm path that keeps approvals and spend moving without you in the middle.
Define roles and delegation
Assign roles and let leads manage their teams within limits.
Set routing and caps
Encode approval routing and spend policy so requests self-route.
Keep work flowing
Most spend auto-approves; only true exceptions reach a person.
Every capability here runs on the same premium operating system as banking, spend, payments, and intelligence.
Join the waitlist for Ora—vendor pay, cards, and self-routing approvals on one platform built for operations.