Ora
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Banking built for operators who move fast

Accounts, transfers, and real-time cash clarity—inside the financial OS your team already runs on.

Tax reserve updated+$12K allocated
Card limit adjustedEngineering +15%
FX rate changedEUR → USD 1.084
Transfer approvedOps → Treasury
Cash runway improved14.2 months

Total balance

• Live

$2,418,240

Operating · USD

•••• 4242

$1,842,100

Reserve · USD

•••• 2525

$412,800

UK Entity · GBP

•••• 8282

£128,400

View all accounts ⌄

Upcoming obligations

14d
Payroll · Nov 15$184,200
Estimated tax · Q4$96,500
Vendor batch · ACH$42,180

Reserves

3 buckets
Tax · federal$96,500
Operating buffer$220,000
Hiring runway$96,300

Auto-sweep to Treasury

Idle > $500K · sweeps at 4:00 PM CT

On

Money visibility shouldn't require a spreadsheet

Most teams stitch together bank portals, exports, and manual updates. Ora banking is built to end that loop.

Balances scattered across banks

Operating cash lives in three portals with three refresh cycles—none connected to how you actually spend.

Chase

???

Updated yesterday

TD Bank

???

Updated yesterday

SVB

???

Updated yesterday

Transfers without guardrails

Wires and ACH move before policy does. Approvals live in email, not in the flow of money.

Wire sent — no approval

$48,000 · External

Policy not applied

Cash clarity that arrives late

Runway and entity views export as spreadsheets. By the time finance reconciles, the moment has passed.

Runway
11.4 mo
CSV export · 2 days old
An Ora card standing on a sunlit oak desk in a calm home office

Banking that feels as calm as it is in control.

Operating accounts, policy-controlled transfers, and live cash clarity—on one quiet surface.

One operating view for every dollar

Ora connects accounts, transfers, cards, and intelligence so cash position is always current—not reconciled days later.

Treasury-grade banking, without the treasury team

Every capability is outcome-driven—built for founders, finance leads, and operators who need control without complexity.

Operating accounts

Purpose-built business accounts with real-time balances across every entity you run.

Accounts
3 entities

  • Ora Inc

    Operating

    $1,842,100

    Live

  • Ora UK Ltd

    Operating

    £128,400

    Live

  • Ora Holdings

    Reserve

    $412,800

Policy-controlled transfers

Route funds with thresholds, dual control, and roles that match how your team actually approves.

Transfer policy
  • Under $10KAuto-approve
  • $10K – $250KManager + Finance
  • Over $250KCFO required

Cash signals, not snapshots

Runway, reserves, and obligation timing update as money moves—not after month-end close.

Runway

14.2 mo

+1.1 mo
Payroll · 4dTax reserve · 12d

Multi-entity visibility

See USD, GBP, and EUR positions in one calm view without logging into separate banks.

USD

$1.84M

Ora Inc

GBP

£128K

Ora UK

EUR

€46K

Ora EU

ACH and wire, unified

Domestic and international movement from the same surface your cards and bill pay already use.

ACH · Same-day

Domestic · $48,200 queued

Ready

Wire · International

DE · €12,400 · Policy check

Review

Explore treasury and reserves →

From account open to daily operations

A calm workflow—three steps, no handoffs between disconnected tools.

1
Connect entities

  • Ora Inc

    Operating · USD

  • Ora UK Ltd

    Operating · GBP

  • Ora Holdings

    Reserve · USD

    Setup

2 of 3 accounts linked

Open accounts and connect entities

Bring operating, reserve, and international entities into one structure from day one.

2
Approval policies
Active

  • Transfer limits

    By role

  • Dual control

    >$250K

  • Card spend caps

    Per team

CFO + Finance Ops can approve wires

Set transfer policies

Encode who can move what, when dual control applies, and which thresholds need a second pair of eyes.

3

Total balance

$2.4M

Live

Runway

14.2 mo

Pending

2 transfers

Operate with live visibility

Move money, monitor runway, and act on signals—without leaving the financial OS your team already runs on.

Control you can defend

Premium banking means confidence—not surprises. Every transfer carries policy, permission, and a complete audit trail.

Threshold-based approvals by role and amount

Routing rules match how your team actually approves—who can move what, and when a second signer is required.
See security and compliance
Transfer policy
  • Under $10KAuto-approve
  • $10K – $250KManager + Finance
  • Over $250KCFO required

Dual control on sensitive outbound transfers

High-value wires wait on a second pair of eyes, with approvals captured in the flow of money instead of email.
See security and compliance

Activity logged for internal review and advisors

Every transfer and config change is recorded and export-ready—so reviews and audits never start from scratch.
See security and compliance
Activity logExport

  • Transfer approved

    May 21

    $180K

  • Deposit · Stripe

    May 20

    $42K

  • Policy updated

    May 19

    —

Operate with banking that matches your ambition

Join the waitlist for early access to accounts, transfers, and cash clarity—on the same premium OS as spend, tax, and intelligence.