Controls that scale with every hire
Roles, approvals, limits, and policies that keep governance intact as headcount grows—without slowing your team down.
Approval queue
3 pendingVendor wire · Acme
Needs CFO
$182,400
ReviewCard limit · Eng
Auto-approved
+$15,000
DoneBill batch · ACH
Finance review
$42,180
QueuedSpend policy · Engineering
v4Governance shouldn't break as you grow
Most teams trade control for speed as they scale. Ora encodes how money should move—so you keep both.
Approvals live in chat and email
A wire needs sign-off, so it bounces around Slack. Money moves, but no one can say who approved it or why.
“Can someone approve this $48K wire?”
No record · who approved?
Limits that never fit
One static card limit for every team means engineering is blocked while a forgotten card stays wide open.
Card limit
$5,000
Same for every team, every quarter
Policy changes with no trail
Rules drift over time, but there's no record of what changed, when, or who decided—until an auditor asks.
Policy changed
By? When? Unknown
No version history
Move fast without losing the guardrails.
Roles, approvals, and policies that everyone understands—and that finance can prove at any time.
One policy layer for spend, payments, and people
Approvals, limits, and roles live in the flow of money—so the policy you set is the policy that runs.
Initiated
Ops · J. Lee
Manager approval
Eng lead
Finance review
Controller
- 4
CFO sign-off
>$150K rule
Routed automatically by amount & team
Governance that gets out of the way
Set the rules once. Ora enforces them on every transfer, card swipe, and bill—so control scales with you.
Role templates
Start from sensible defaults for owners, finance, and operations—then tune scope without starting from scratch.
- Default
Finance
Approve · move money
- Default
Operations
Initiate · view
- Default
Owner
Full access
Approval matrices
Route by amount, department, vendor, or card program so the right people sign off at the right threshold.
- Under $1KAuto
- $1K–$25KManager
- Over $25KFinance + CFO
Spend policies
Encode allowed categories, merchant rules, and per-transaction caps so policy applies before money moves.
Categories
Allowed list
Merchants
Blocked: 3
Per-txn cap
$2,500
Monthly
$40,000
Delegated admin
Let team leads manage their people and limits inside guardrails finance defines centrally.
Engineering
Lead manages caps
Sales
Ops manages cards
Limits by team and vendor
Set dynamic caps per team, project, or vendor and adjust them in seconds as priorities change.
Eng
$25K
Sales
$10K
Ops
$15K
From role to enforced policy
A calm setup that turns intent into rules that run automatically—three steps, no spreadsheets.
Finance
Operations
Contractor
Define roles
Assign people to role templates with the right scope, including time-boxed access for contractors.
Approval routing
By amount
Spend caps
Per team
Dual control
>$25K
Set policies
Turn on approval routing, spend caps, and dual control—encoded once so they apply consistently.
This month
98% in policy
- Auto-approved142
- Routed for review9
- Out of policy2
Exceptions routed to the right owner
Operate with confidence
Spend and payments flow within policy, exceptions route to the right owner, and everything is logged.
Control you can prove
Every approval, limit, and policy change is recorded—so reviews start from a clean record instead of a reconstruction.
Threshold-based approvals by role and amount
Initiated
Ops · J. Lee
Manager approval
Eng lead
Finance review
Controller
- 4
CFO sign-off
>$150K rule
Routed automatically by amount & team
Delegated admin without losing oversight
- ≤ $25K
Eng team
Lead manages caps
- ≤ $10K
Sales team
Ops manages cards
- ≤ $15K
Marketing
Lead manages vendors
Leads move fast · finance keeps the limits
Versioned policy history, audit-ready
- v4Raised Eng capMay 21
- v3Added dual controlApr 30
- v2New vendor ruleApr 12
Scale your team without scaling your risk
Join the waitlist for Ora—roles, approvals, limits, and policies on the same premium OS as banking, spend, and intelligence.