Ora Holdings Corporation is a financial technology company, not an FDIC-insured bank. Banking services are provided through partner financial institutions, Members FDIC. Deposit insurance covers the failure of an insured bank. Deposits in checking and savings accounts are FDIC-insured through our partner banks and their Sweep Program Network Banks. Certain conditions must be satisfied for pass-through FDIC insurance to apply.
- The Ora Card is issued by our partner bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Eligible customers can access the Ora Card on day one of opening an account, limitations apply. Cashback is automatically credited to your linked checking account when your monthly repayment is processed. Ora may modify or terminate the cashback program at any time, and any promotional offers or other changes will be communicated by email or on our website.
- Some features are only accessible to paid subscribers. Learn more about Ora subscription plans on our pricing page.
- Ora Treasury is designed to earn yield on idle cash up to 3.65% annually. This yield is based on the 30-day SEC Yield as of the most recent reporting period. Treasury accounts are subject to a monthly fee of 0.15%–0.80%, based on total balances. Estimates do not include annual subscription fees. Actual savings may vary based on account activity, transaction volumes, and applicable fee schedules.
- Savings based on average monthly wire activity of Ora business customers and industry-average fee data. Annual savings reflect the monthly average multiplied by twelve to illustrate a year's worth of estimated savings. This applies only to personal banking accounts and is for informational purposes only.
- Relationship managers are available to Pro subscribers and for business accounts with $10M+ balance.
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