Banking that works the way you do

Everything you need to manage your money, spend, and payments in one simple, powerful place.

Trusted by finance teams managing complex, global operations

Northline BioLatticeportHorizon LabsMeridian CloudKite CommerceAperture HealthSilverline CapitalCedar Grove SystemsNova FreightParallel PaymentsFoundry StackBluewater AnalyticsSummit Ledger Co.Velvet OpsCopperline RetailArcadia TreasuryRelay FinancialMonolith ManufacturingHarborline LogisticsBrightfield Energy

Everything you do with money.
All in one place.

Not another banking app. A unified operating system for money, spend, tax, and global operations.

Replace your finance stack

Consolidate five to seven disconnected tools into one platform designed to work together from the start.

Real-time financial clarity

See your money as it moves — not a day-old snapshot. Live visibility across every account, entity, and card.

Payments & bill pay

Send money and pay bills with automated approvals, scheduling, and zero friction on domestic transfers.

Built for operators

Designed for the people who run the business, not just the ones who report on it.

AI-powered intelligence

Categorize, forecast, and surface insights automatically — synced to your accounting stack.

Global by default

Multi-currency accounts and international payments with real-time FX and cross-border visibility.

The cost of fragmentation.

Most businesses run finance across a patchwork of disconnected systems. The result is slow decisions, blind spots, and unnecessary risk.

One system. Every financial surface.

Ora connects banking, cards, payments, intelligence, tax readiness, and global operations into a single, coherent layer.

Everything your finance team needs

Six integrated layers. One operating system. Everything you need to boost financial clarity and eliminate manual work.

Premium Cards & Spend

Smart limits, team-level policies, and rewards that reflect how your business actually operates.

Banking & Cash Management

Real-time balances across entities and accounts with treasury-grade controls and visibility.

Payments & Bill Pay

Invoice intake, approval workflows, scheduling, and global payouts — unified in one flow.

Intelligence Layer

AI that surfaces risks, forecasts runway, and delivers recommendations with explainable context.

“How much for Q3 taxes?”

Est. reserve: $142K

Based on revenue trajectory and jurisdiction mix.

Global Operations

Multi-currency accounts, international vendor payments, and cross-border visibility from day one.

Tax & Compliance

Proactive exposure alerts, reserve estimates, and period-close workflows built into every transaction.

Exposure

3 alerts

$86K

Not another banking app

Most platforms solve one problem well and leave you to stitch the rest together. Ora replaces the entire stack.

Ora

Others

Full financial operating system

Banking, cards, AP/AR, treasury, and analytics in a single platform — not stitched together from acquisitions.

All-in-one

Fragmented

Real-time cash visibility

See balances, inflows, and outflows as they happen across every account and entity. No waiting until tomorrow.

Real-time

Delayed

AI woven through every workflow

Intelligence that forecasts, recommends, and explains — not a chatbot bolted onto a dashboard.

Built in

Not available

Global payments and multi-currency

International vendor payments, multi-currency accounts, and real-time FX built in from day one — not added as an afterthought.

Native

Add-on

Built for operators, not just accountants

Designed for the people who run the business — founders, ops leads, and finance teams alike.

Everyone

Finance only

Tax readiness and compliance built in

Proactive exposure alerts, jurisdiction tracking, and period-close workflows integrated into every transaction.

Proactive

Not available

Premium experience you trust

A calm, focused interface with concierge support and a card you're proud to carry. Finance software shouldn't feel like a chore.

Premium

Basic

Explore the platform

Finance that feels different

Built with the same care as the financial brands you already trust.

Total balance

$847,320.00

Operating$351K

Reserve$216K

Payroll$188K

A calm, focused interface

Designed for clarity and confidence. Every screen is intentional — so you spend less time navigating and more time deciding.

Automations that save hours

Reduce busywork with automated transfers, approval flows, and AI-powered transaction categorization.

Sarah Chen

Role

Admin

Sarah will be able to

Move money

View balances and transactions

Add team members and edit roles

Manage security settings

Team management and controls

Curb team spend with card limits, spend controls, and granular user permissions — all in one place.

Concierge-level support

Chat support for all customers, plus dedicated account management for those who qualify. Real people, not ticket queues.

Financial intelligence, built into every workflow

Ora reads the signals across your banking, spend, payroll, invoices, and tax workflows, then turns them into clear next steps.

Explore AI Finance Copilot

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Ora Intelligence

Compile last year's IRS filing package

FY2025 filing package

12 of 14 forms ready

Compiled Form 1120, Schedule K-1s, payroll filings (940 and 941), and 1099-NEC for 14 vendors. Two items still need confirmation: the depreciation schedule and one missing receipt over $5K.

Suggested next step

Review the 2 outstanding items, then share the full package with your CPA — about 12 minutes to finalize.

SourcesGeneral ledgerPayroll filings1099 vendorsBank statementsReceipts

Ask Ora about your money...