Spend control on your financial OS
Issue virtual and physical cards with limits, merchant rules at authorization, and program rewards that post to the operating accounts you already use—alongside banking, treasury, and close.
The Ora Card is issued by an FDIC-insured bank, Member FDIC, pursuant to a license from Mastercard International Incorporated.
Corporate cards shouldn't feel corporate
Most programs optimize for the bank's workflow—not yours. Ora cards are built for operators who need control at the swipe.
Shared cards, shared chaos
One number passed between people. Ownership is unclear until the statement—and finance—sort it out.
6Shared · •••• 4821
No per-user limits
Limits discovered too late
Monthly caps only show up at close. Teams learn they are over budget after the spend already landed.
Engineering virtual
$56,200 / $50,000
Policy after the fact
Receipts chased and transactions questioned after the swipe—not blocked when policy says no.
Swipe approved
NowUnknown vendor
$1,240
Receipt chase · 3 days later
One card. Every control. Zero corporate friction.
Issue it, set the limits, and let rewards flow back to the accounts you already operate from.
The program
What you get with Ora cards
One card program on your financial OS—controls before and after the swipe, without a separate portal or rewards silo.
Virtual and physical cards on one program
From issue to live spend
A calm workflow—three steps, no separate card portal or expense tool.
+ Virtual card issued
Issue cards for your teams
Create virtual or physical cards in minutes—with the right entity, team, and owner attached.
New card
$0 / $5K
Set limits and policies
Encode monthly caps, allowed categories, and merchant rules before the first swipe.
Today
$8,420
Monitor spend in real time
Watch program utilization live—connected to banking, approvals, and close.
Rewards that stay inside your financial OS
Unlimited 1.5% on everything. Credits post to the operating accounts you already reconcile—not a separate wallet you have to remember to empty.
No rotating categories or tier calendars to track
A flat, unlimited 1.5% on everything—no quarterly categories to activate or spend tiers to chase.
Credits flow to accounts your team already uses for vendors and payroll
Cashback posts straight to your operating account—ready for vendors and payroll, not stranded in a separate wallet.
This month
1.5%
Unlimited on everything
$4,262
Deposited to Operating · USD
Reporting shows earned value next to policy and utilization
See rewards earned alongside spend, policy, and utilization—so value shows up where you already review the program.
$284,120 MTD
Stacks with partner offers in Ora Rewards when you want more
Base cashback stacks with partner offers in Ora Rewards, so you can layer on more value whenever it makes sense.
Program rewards
1.5%
Credited with your balance
Program terms, eligibility, and reward rates apply to qualifying Ora card customers. Browse Ora Rewards →
Spend control at the swipe
Ora connects card issuance, limits, and merchant policy to your banking and accounting—so every transaction arrives with context.
Engineering · Infra
$42K / $50K
Limits scale with balance
Ora cards vs. the program you inherited
Most corporate card stacks were bolted onto banking years ago. Ora cards are native to the platform where you already move money, pay vendors, and close the books.
Where rewards show up
Whether value returns to the accounts you operate from.
When rules apply
Whether controls run at authorization or during reconciliation.
Who spent it
Whether ownership is obvious before the statement arrives.
Connection to close
How card data reaches banking, AP, and reporting.
Issue cards that match how you operate
Join the waitlist for Ora cards—program rewards, spend controls, and live visibility alongside banking, treasury, and intelligence.